Lucaria · Products · Revolving Lines of Credit
$250K – $25MRevolving Lines of Credit
A revolving facility you draw on as needed and repay as cash comes in — pay interest only on what you use. Working capital that flexes with the business.
Who it’s for
- Businesses with fluctuating working-capital needs.
- Owners managing payroll, inventory, or receivables cycles.
- Companies that want capital on standby without a term-loan’s fixed draw.
- Firms tired of re-applying every time cash gets tight.
Why Lucaria
- Draw and repay on your schedule.
- Pay only for what you use.
- A revolving safety net, not a one-time lump.
- Sized to your revenue, with room to grow the line.
Common questions
Revolving Lines of Credit, answered straight.
- How is a line of credit different from a term loan?
- You draw on a line only as you need it and repay as cash comes in, paying interest only on what you use. A term loan hands you a fixed lump sum you pay interest on from day one.
- Do I pay interest on the whole line?
- No — only on the portion you have actually drawn. The undrawn balance sits on standby at no interest cost.
- Can the line grow with my business?
- Yes. Lines are sized to your revenue with room to increase as you grow, so you are not re-applying every time cash gets tight.
- What do businesses use a revolver for?
- Payroll, inventory, and receivables cycles — anywhere working-capital needs fluctuate month to month.
No obligation
Tell us what you need.
No credit pull to start. We’ll show you the honest options for revolving lines of credit — and if borrowing isn’t the answer, we’ll say so.